CHFA Down Payment Grant for Home Buyers Denver Colorado

Are you looking to buy a home in the Denver Colorado area, but can’t seem to save up a down payment?

We can help! The Colorado Housing Finance Authority (CHFA), now has down payment assistance grants for home buyers anywhere in Colorado.

There are two main types of down payment assistance available in the Denver CO area and the rest of the state; Down payment grants and “silent” 2nd mortgages.

Down payment grants: Grants never have to be repaid and are available up to 4% of your mortgage loan amount. The negative of the grant is that your interest rate will be higher on your home loan.

Down payment “silent” 2nd mortgages: A silent 2nd is an additional mortgage on your home that doesn’t have a payment. Most silent 2nds also have 0% interest, which is the case with a CHFA loan. The interest rate on the primary mortgage is lower with this type of assistance compared to the grant, and funds are available for up to 5% of your first mortgage amount. The silent 2nd is repaid when you one day sell your home.

Lakewood & Denver CO CHFA Grant Mortgage Lender

There are some basic qualifying factors for these loans including falling under the income caps in Lakewood, and Denver Colorado. We can help you to determine how much CHFA grant money you qualify for. Just give The RJ Baxter Team a call at 303-670-0137 or email us at

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