"RJ made my refinance completely painless. He really went out of his way to keep me informed at all stages and made everything very easy. I would recommend him to anyone. Veteran friendly"

"Working with RJ was awesome. He made the re-fi easy and inspired confidence. I’d gladly use him again and will send friends his way. Thanks RJ!!!!!!"

"My mortgage broker RJ was great: knowledgeable and very accessible."

"I am truly grateful to RJ Baxter for helping us with this closing. It was a very positive experience, and I wish I had known and used RJ when we originally purchased our home. RJ was very professional and personable throughout the entire experience. I felt that he related to and cared about me as an individual instead of making me feel a number on a mass-mortgage production line. I also felt confident I had chosen the right individual for the job. RJ is extremely knowledgeable — he knew exactly what to do, and how to get it done. He definitely knew what he was talking about. He presented the facts in a straight-forward manner, offered his recommendations, and ultimately left the decisions up to me. All transactions were handled electronically, around my schedule, which made everything even more convenient."

"You just made my entire week!!! Thank you so for all of your help and work throughout this process. You have been nothing short of fantastic and Brett and I both wanted to just let you know how much appreciate having you on our team! You are amazing!"

"I thought RJ was great, kept us informed of all the steps and any new developments. I would recommend him without hesitation."

"RJ was thorough, professional, prompt and always available to move the process forward."

"My experience working with RJ was top-notch. It was a pleasure dealing with him. I never got the sense that RJ failed to doggedly pursue resolving issues that most have no experience with. I have no referrals at this time, but I hope to after my solar panels go up and I get inquiries from neighbors."

"I was greatly impressed with the knowledge, competency, and abilities of RJ Baxter and have already referred him to several others thinking of refinancing. I would work with RJ again in a NY minute!"

"RJ was great to work with – very responsive and he got me well informed throughout the process. He was also proactive in getting everything taken care of on both the refinance and subordinating my line of credit."

"RJ was great to work with. He was very professional and always communicated with us. He actually go us a better rate than what we were promised."

"RJ kept me well informed and responded to any questions I had in a timely manner!"

"One word describes RJ best: Integrity. Throughout the process RJ was always available and helpful. I found it amazing that I’d call or email and he’d respond immediately or within minutes. He tolerated my unending questions with grace and patience. If I annoyed him, I never knew it! We found both the appraiser and the closer RJ hired to be highly trained, prompt and easy to work with. It’s hard to find a loan officer with integrity, patience and expertise who really means it when they say they’ll take care of you. I found all these things in RJ. I am happy to recommend RJ to my friends and family. In my book, he gets five stars!"

"Great service, quick, professional. will always refer people we know your way, thanks."

"I’m sure that you are quite busy. You were very diligent in responding to my questions and you were quite cognizant of my concerns and needs. You were very pleasant, friendly and professional with me. I am very appreciative of your efforts, and subsequent success in locating the best deal for my family and I."

"Great customer service! I cannot think of anything you need to do to improve. Although I don’t not know of anyone who is currently looking for a home loan, in the future I will refer everyone I know to you. Thanks!"

"RJ was great, Closing was a breeze, and we got a great deal. Overall- great experience!! Thanks!"